You agree that any transaction that you make shall have an accurate and true description of the goods and services being purchased. Once your automatic payment is canceled, all future automatic payments under your agreement with that seller will be stopped. Payments to you may be invalidated and reversed by PayPal if: When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any fees if the payment is later invalidated or reversed for any reason. If you do not have a Balance Account linked to your personal account, the money will be waiting for you to claim by using one of the available transfer methods under. PayPal will always perform the conversion for transactions where your Balance Account balance, business account balance or linked bank account is the payment method. In that case, your authorization of the payment will remain valid until the seller completes the transaction (but no longer than 30 days). Existing Users | One login for all accounts: Get SAP Universal ID Existing Users | One login for all accounts: Get SAP Universal ID PayPal is not responsible for determining whether any taxes apply to your transaction, or for calculating, collecting, reporting or remitting taxes arising from any transaction. If you have a pending transaction or an open dispute or claim. We may revise this agreement and any of the other terms, agreements, or policies from time to time. You request documentation or information concerning the Remittance Transfer, such as information required to determine if a Remittance Transfer Error occurred. This controller lets you send an FTP "retrieve file" or "upload file" request to an FTP server. Microsoft is quietly building a mobile Xbox store that will rely on Activision and King games. Now, we use the actionContext object to check if the request header is null or not. Often, this entails creating an agreement with the seller that permits them to request that we charge your PayPal account each time you make a purchase. The name of the person receiving the funds, and if you know it, his or her telephone number or address. Opting out of this Agreement to Arbitrate has no effect on any previous, other, or future arbitration agreements that you may have with us. You receiving more than the correct amount to which you were entitled, then we will debit your PayPal account for the difference between what you actually received and what you should have received. The lists do not show all contributions to every state ballot measure, or each independent expenditure committee formed to support or This fee with apply regardless of whether the buyer is successful in pursuing the chargeback with the card issuer. For all claims in which the value of the relief sought is $10,000 or less, the AAAs Consumer Arbitration Rules, as modified by this Agreement to Arbitrate, shall apply without exception. More information about Balance Accounts can be found in the, For sole proprietorships: name, physical address, date of birth and taxpayer identification number; or. If we clear the transaction, we will notify the seller and direct them to ship the item. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate. We may revise the fees applicable to future transactions that you process using PayPal, subject to the applicable notice requirements set forth herein. If we are unable to do so, we will refund the money to your linked Balance Account if you have one. You acknowledge that all rights, title and interest to PayPals software are owned by PayPal and any third-party materials integrated therein are owned by PayPals third-party service providers. The amendment shall apply to all other disputes or claims governed by this Agreement to Arbitrate that have arisen or may arise between you and PayPal. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. RFC 7231 HTTP/1.1 Semantics and Content June 2014 Media types are defined in Section 3.1.1.1.An example of the field is Content-Type: text/html; charset=ISO-8859-4 A sender that generates a message containing a payload body SHOULD generate a Content-Type header field in that message unless the intended media type of the enclosed representation is unknown to the sender. the country of the buyers account or the currency of their card; whether you are registered as a charitable organization and have active 501(c)(3) status. If you use your PayPal account to accept donations, including using the PayPal Fundraisers, the Donate Button, or PayPal Checkout for Donations, you must: You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. Normally these HTTP headers are hidden from scripts. Below are lists of the top 10 contributors to committees that have raised at least $1,000,000 and are primarily formed to support or oppose a state ballot measure or a candidate for state office in the November 2022 general election. PayPals transaction exchange rate (including our currency conversion spread) at the time the refund or reversal is processed will be used. This process usually takes 3-5 Business Days, but this amount of time will increase if the payment is sent from a bank account located outside the United States. Some common situations where PayPal will hold payments include: We may place a hold on payments sent to your PayPal account if, in our sole discretion, we believe that there may be a high level of risk associated with you, your PayPal account, or your transactions or that placing such a hold is necessary to comply with state or federal regulatory requirements. If the claim was that the item received was Significantly Not as Described and related to an item you sold that is counterfeit, you will be required to provide a full refund to the buyer and you may not receive the item back. In addition, we may be restricted by regulation or a governmental authority from disclosing certain information to you about such decisions. The exchange of this information is necessary to complete the purchase when you select the Pay with Rewards redemption option. If you accept payments using a PayPal product (like, If your PayPal account has been approved for Dynamic Micropayments (also known as Dynamic Pricing), then PayPal will automatically apply either the, If your PayPal account has previously been approved for Static Micropayments, then all such transactions processed through your account will receive the. Notify us as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. You can send money to a friend or family member using the send money feature in your PayPal account. You may choose to confirm your card, so that we can verify that the card is valid and that you are the card owner. For entity-header fields, both sender and recipient refer to either the client or the server, depending on who sends and who receives the entity. Provide a simple and easily accessible online cancelation procedure, if buyers sign up for preauthorized payments online. Currency preference selections may be presented to you in various forms, including setting the currency of your card, a choice of which currency is used for the transaction, whether PayPal or your card issuer performs the conversion, or which conversion rate is used for the transaction, and may be made available individually for each card and for each automatic payment agreement. For entity-header fields, both sender and recipient refer to either the client or the server, depending on who sends and who receives the entity. Resolved directly between you and the buyer and not escalated to a claim with PayPal. When PayPal identifies a potentially high-risk transaction, we review the transaction more closely before allowing it to proceed. If we update your payment method, we will keep any preference setting attached to such payment method. Only rewards available upon processing of your payment will be used. If you have more than one PayPal account, we may set off a negative balance in one PayPal account against a balance in your other PayPal account(s), including a Balance Account. You are responsible for all reversals, chargebacks, claims, fees, fines, penalties and other liability incurred by PayPal, any PayPal customer, or a third party caused by or arising out of your breach of this agreement, and/or your use of the PayPal services. With a personal account you can do things like: You can also use a personal account to receive money for the sale of goods and services and hold that money in a linked Balance Account or transfer it to a linked bank account or debit card if you do not open a Balance Account, but if you plan to use your personal account primarily to sell things, you should open a business account. In this section, we use the term PayPal to refer to PayPal, Inc., our parent PayPal Holdings, Inc., and our affiliates, and each of their respective directors, officers, employees, agents, joint venturers, service providers and suppliers. With Merced County being a Voters Choice Act county, you may return your ballot through mail, at a drop box, at our Elections Office or at any Voting Assistance Center. All payments that complete this payment review will be eligible for PayPals Seller Protection program if they meet PayPals Seller Protection program requirements. When you buy something from a seller who accepts PayPal or make a donation, you dont pay a fee to PayPal. RFC 7235 HTTP/1.1 Authentication June 2014 Both the Authorization field value and the Proxy-Authorization field value contain the client's credentials for the realm of the resource being requested, based upon a challenge received in a response (possibly at some point in the past). You must treat PayPal and/or Venmo payment methods or marks at least on par with any other payment methods or marks offered or displayed at your points of sale where PayPal or Venmo branded services are integrated, including your websites or mobile applications. PayPal is not a bank and does not itself take deposits. If you used a debit or credit card as the payment method, your debit or credit card issuer also may show a pending authorization for a period of time until they release the hold or receive a completed transaction. Any translation of this user agreement is provided solely for your convenience and is not intended to modify the terms of this user agreement. For new PayPal accounts, we may take up to 20 Business Days to credit your PayPal account for the amount you think is in error. part of Hypertext Transfer Protocol -- HTTP/1.1 RFC 2616 Fielding, et al. If you use your PayPal account to pay for an item and you select your bank account as the funding method for the transaction, remember that your PayPal account is issued to you by PayPal and not your bank. PayPal may request that you provide your tax identification number and/or a U.S. tax form such as W-9 or W-8. You may not manage or convert multiple currencies for speculative trading purposes, conversion arbitrage, conversion options, or any other activity that PayPal determines is primarily for the purpose of gaining or making money based on currency conversion rates. If your dispute ratio is 1.5% or more and you had more than 100 sales transactions in the previous three full calendar months, you will be charged the High Volume Dispute fee for each dispute. Our fees do not include any taxes, levies, duties or similar governmental assessments of any nature, including, for example, value-added, sales, use or withholding taxes, assessable by any jurisdiction (collectively, taxes). As a buyer, this may delay your receipt of the item you purchased. If we determine the transaction should not be reversed, well lift the temporary hold. Tell us AT ONCE if you believe that an electronic fund transfer has been made without your permission using your login information or by other means. Authorization: Directives: This header accept two directive as mentioned above and described below: : This directive holds the authentication type the default type is Basic and the other types are IANA registry of Authentication schemes and Authentication for AWS servers (AWS4-HMAC-SHA256). Bank account; 3. Decided in your favor by PayPal or your issuer. We may use proprietary fraud and risk modeling when assessing the risk associated with your PayPal account. We do not: If you integrate or otherwise reference PayPal services on your website, PayPal may use automated technologies (e.g., website crawling) to assess your website and collect any publicly accessible or available data to ensure compliance with this agreement and to combat malicious or fraudulent activity. If youre a seller on a marketplace or through a third-party application where PayPal is offered, you must comply with any rules that apply to the marketplaces or the third-party applications buyer protection program for sales you make through that forum. PayPal may deduct these amounts from funds that are added to your PayPal account later, either by you or from payments you receive. A footnote in Microsoft's submission to the UK's Competition and Markets Authority (CMA) has let slip the reason behind Call of Duty's absence from the Xbox Game Pass library: Sony and You request additional information or clarification concerning a transfer to or from your PayPal account, including a request you make to determine whether an error has occurred. In addition, payment methods may be limited for certain sellers or recipients, including PayPal payments made through certain third-party websites or applications. You and PayPal agree that any claim or dispute at law or equity that has arisen or may arise between you and us will be resolved in accordance with the Agreement to Arbitrate provisions set forth below. If you receive a payment for selling goods or services that is later refunded or invalidated for any reason, you are responsible for the full amount of the payment sent to you plus any fees (including any applicable chargeback fee or Dispute fee). RFC 2616 HTTP/1.1 June 1999 may apply only to the connection with the nearest, non-tunnel neighbor, only to the end-points of the chain, or to all connections along the chain. You agree not to modify, alter, tamper with, repair, copy, reproduce, adapt, distribute, display, publish, reverse engineer, translate, disassemble, decompile or otherwise attempt to create any source code that is derived from the software or any third-party materials or technology, or otherwise create any derivative works from any of the software or third-party materials or technology. When it applies, PayPals Seller Protection program may result in you retaining the full purchase amount. You will need to open a Balance Account to hold the money as a balance in your Balance Account, which can be used for purchases or to send personal transactions to friends and family members. If a payment sent to you as a seller is challenged as a payment that should be invalidated and reversed, we may place a temporary hold on the funds in your PayPal account to cover the amount that could be reversed. The applicable currency conversion spread can be found on our Fees page under the heading Currency conversion. Arbitration is more informal than a lawsuit in court. PayPal made a computational or bookkeeping error, such as a miscalculation of the amount the recipient received. Before bringing any dispute or claim, you or PayPal must first send the other party, by certified mail, a completedNotice of Dispute. This controller lets you send an FTP "retrieve file" or "upload file" request to an FTP server. Buyers rights under these programs may impact you as a seller. You may not transfer or assign any rights or obligations you have under this user agreement without PayPals prior written consent. the error was due to extraordinary circumstances outside our control (such as fire, flood or loss of Internet connection), despite our reasonable precautions. You acknowledge that PayPals use of your content will not infringe any intellectual property or publicity rights. Whenever a buyer uses a debit or credit card as the payment method for a transaction using their account to buy something from you as a seller, the transaction will be processed as a card not present transaction, even if the buyer is at your store location. To protect us and our users from loss, we may delay a withdrawal, in certain situations, including if we need to confirm that you have authorized the withdrawal or if other payments to your PayPal account have been subject to a reversal (for example, as a result of a chargeback, bank reversal, or dispute by a buyer). part of Hypertext Transfer Protocol -- HTTP/1.1 RFC 2616 Fielding, et al. If you grant authority to someone to use your PayPal account (by giving them your login information) and they exceed the authority you gave them. Harass and/or threaten our employees, agents, or other users. You can decline to receive autodialed or prerecorded message calls or texts to your mobile phone number by updating your preferences in your PayPal account settings at www.paypal.com, by contacting customer support, by calling us at 1-844-629-9108, or by replying STOP to a message. RFC 7231 HTTP/1.1 Semantics and Content June 2014 Media types are defined in Section 3.1.1.1.An example of the field is Content-Type: text/html; charset=ISO-8859-4 A sender that generates a message containing a payload body SHOULD generate a Content-Type header field in that message unless the intended media type of the enclosed representation is unknown to the sender. If you primarily need to make purchases and send personal transactions to family and friends, a personal account is probably right for you. You must comply with the implementation, access and use requirements contained in all documentation accompanying the PayPal services. In those instances, the backup funding method may be displayed to you on your transaction review page, before you complete the transaction. PayPals liability is limited with respect to your PayPal account and your use of the PayPal services. We will tell you the results within 3 Business Days after completing our investigation. You are responsible for all risks associated with maintaining multiple currencies in a Balance Account or business account. PayPal specifically disclaims any implied warranties of title, merchantability, fitness for a particular purpose and non-infringement. This license grant applies to the software and all updates, upgrades, new versions and replacement software. Keep all PayPal content current and up to date, including by cooperating with PayPal to manually update the PayPal content as it appears on your sites or in your communications and repair or reinstall the code to facilitate future updates. This controller lets you send an FTP "retrieve file" or "upload file" request to an FTP server. The AAAs rules are available at www.adr.org. When we place a reserve on your business account, it means that all or some portion of the money in your business account is reserved as unavailable for withdrawal in order to protect against the risk of transactions made by you being reversed or invalidated or any other risk related to your business account or use of the PayPal services. The claims ratio for September will determine the dispute fee for all claims filed in October. In entering into this release you expressly waive any protections (whether statutory or otherwise, for example, California Civil Code 1542) that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release. You may use HTML logos provided by PayPal for the purpose of directing web traffic to the PayPal services. With Merced County being a Voters Choice Act county, you may return your ballot through mail, at a drop box, at our Elections Office or at any Voting Assistance Center. Box 45950, Omaha, NE 68145-0950. Use an array of strings here to send multiple headers with the same name. If you fail to follow these rules, we may limit or close your PayPal account. You do not have to agree to receive autodialed or prerecorded message calls or texts to your mobile phone number in order to use and enjoy the products and services offered by PayPal. 14 Header Field Definitions. PayPal may transfer or assign this user agreement or any right or obligation under this user agreement at any time. You are responsible for transactions made in this situation unless you have previously notified PayPal that you no longer authorize transfers by that individual. Microsofts Activision Blizzard deal is key to the companys mobile gaming efforts. Certain currencies can only be received by converting the money into another currency that PayPal allows you to hold. Were always looking for ways to help keep you even more secure. This type of transaction is sometimes called a billing agreement, "subscription," "recurring payment, reference transaction, "pre-approved payment" or "automatic payment". Otherwise, PayPal will cancel the payment and the funds will be returned to the buyer, unless we are legally required to take other action. For personal accounts, notice will include posting information about the changes on our, For business accounts, notice will include posting information about the changes on our, Make payments using your credit card, debit card, bank account, or other payment options, including funds held as balance in a business account (if we have verified the. If you have given advance authorization, either to a seller or to PayPal, that permits a seller to take or receive payments from your PayPal account on a regularly recurring basis (for example, every month or otherwise on a routine billing cycle), and if such payments will vary in amount, you have the right to advance notice of the amount and date of the transfer from the seller at least 10 days before the transfer is made. In order to withdraw funds in your account held in another currency you will have to convert the currency to U.S. dollars, or it will be converted for you at the time of your withdrawal. The base exchange rate is based on rates within the wholesale currency markets on the conversion day or the prior Business Day; or, if required by law or regulation, set at the relevant government reference rate(s). At Skillsoft, our mission is to help U.S. Federal Government agencies create a future-fit workforce skilled in competencies ranging from compliance to cloud migration, data strategy, leadership development, and DEI.As your strategic needs evolve, we commit to providing the content and support that will keep your workforce skilled and ready for the roles of tomorrow. In certain cases, you may not close your PayPal account, including: You can link or unlink certain payment methods such as a credit card, debit card, a U.S. bank account or PayPal Credit to your PayPal account. The actions we may take include, but are not limited to, the following: If we close your PayPal account or terminate your use of the PayPal services for any reason, well provide you with notice of our actions and make any unrestricted funds held in the balance of your Balance Account linked to your personal account or in the balance of your business account, or any money waiting to be claimed through your personal account if you do not have a Balance Account linked to your personal account, available for withdrawal. The balance functionality in your business account will differ depending on whether we have been able to verify the required identifying information that you provide to us. The transaction exchange rate is adjusted regularly and includes a currency conversion spread applied and retained by us on a base exchange rate to form the rate applicable to your conversion. If you have a dispute with any other PayPal account holder, you release PayPal from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. Our liability to you or any third parties in any circumstance is limited to the actual amount of direct damages. We act as a payment service provider only. You can choose any of the payment methods in your PayPal account as your preferred payment method. In the event the arbitrator determines that either the substance of your or PayPals claim or the relief sought was frivolous or brought for an improper purpose, then you or PayPal may seek to recover from you or PayPal any fees it paid, including attorneys fees, to the extent permitted by the AAAs rules and applicable law. PayPal may change the content provided through this program at any time for any reason, and PayPal may choose to discontinue the PayPal Advertising Program at any time. When you authorize a payment to a seller who accepts PayPal, some sellers may take up to 30 days to complete the transaction. Well use cookies to improve and customize your experience if you continue to browse. With Merced County being a Voters Choice Act county, you may return your ballot through mail, at a drop box, at our Elections Office or at any Voting Assistance Center. If null, then we return 401(unauthorized) status code; if not null, then we use the request header authorization parameter for authorization and these parameters are formatted as the string Username: Password base64-encoded. Affects your and our rights and will impact how claims between you and us are resolved, including your and our agreement to waive the right to trial by jury. You may not copy, imitate, modify or use them without PayPals prior written consent. Also, the arbitrator(s) may award relief (including monetary, injunctive and declaratory relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief necessitated by that partys individual claim(s). To request information in connection with an account limitation, hold or reserve, you should visit the Resolution Center or follow the instructions in our email notice with respect to the limitation, hold or reserve. You may not disclose or distribute any personal data about PayPal customers to a third party or use such personal data for marketing purposes unless you receive that customers express consent to do so. If you receive preauthorized payments from buyers: Comply with all integration requirements provided by PayPal or each authorized third party, including those with respect to accurate presentation of all PayPal related information. For example, event ticketing agents or online travel agents will forfeit the full purchase amount paid by the buyer. If you opt out of this Agreement to Arbitrate, all other parts of the user agreement will continue to apply. For these transactions, PayPal will make electronic transfers from your bank account in the amount you specify. If you use your credit card as the payment method when sending money, you may also be charged a cash-advance fee by your card issuer. You must sign the opt-out notice for it to be effective. If we are notified of a court order or other legal process (including garnishment or any equivalent process) affecting you, or if we otherwise believe we are required to do so in order to comply with applicable law or regulatory requirements, we may be required to take certain actions, including holding payments to/from your PayPal account, placing a reserve or limitation on your PayPal account, or releasing your funds. If you are going to send multiple requests to the same FTP server, consider using a FTP Request Defaults Configuration Element so you do not have to enter the same information for each FTP Request Generative Controller. For the purposes of this provision, such pricing or fee errors or discrepancies are different than Unauthorized Transactions and other electronic transfer Errors which are each subject to different notification timeframes as set forth in this user agreement. A negative balance represents an amount that you owe to us, and, in this situation, you must immediately add funds to your balance to resolve it. If you have a business account and we have verified the required identifying information that you have provided to us, you may transfer money to the balance of your business account from any bank account linked to your business account by requesting an electronic transfer from your bank account.

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